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FHA Loans, HomeReady, and Conventional Loans in El Dorado Hills, CA

Welcome to the official site of Sierra Home Mortgage. We are a full-service mortgage company based in Cameron Park, CA. We specialize in FHA, HomeReady, Conventional Loans, and CALHFA in El Dorado Hills, Sacramento, and Placerville. We also serve the surrounding cities in El Dorado County. Whether you are buying a home or refinancing in any of these zip codes: 95682, 95701, 95603, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo

What makes Sierra Home Mortgage unique is that we offer the following niche programs as well: We specialize in private financing for real estate investors, NON QM financing, self employed bank statement loans, construction loans, renovation loans and commercial financing. .

Contact Sierra Home Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Call Our Experts Today!

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Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get Started!

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